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Linda and I don't know where to begin thanking you
Susan, Linda and I don't know where to begin in thanking you for everything you did over and beyond in selling and closing our house. Your commitment, your attention to detail, your study and knowledge of the market and your willingness to "do what it takes" surely set the benchmark in Summit County real estate. You're the best! With your drive and dedication, you will certainly become even more successful. It was your "no questions asked - get it done" actions during the inspection and repair process that really impressed us. Everything you did, without complaint, were things I should have been doing. I am most grateful and thankful we had you on our team to orchestrate getting some touchy issues handled in a truly professional manner.
Linda and Bill W., Illinois
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Financing Your Home >If You Are Self Employed
There's no question that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications of buyers who are self-employed than people who work for a regular salary.
However, if you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. It is a good idea to meet with one or more loan officers before you begin your search. They will probably want to analyze your tax returns for the past 2 or 3 years, keeping in mind that many self employed people can look impoverished on paper, since you can write off some expenses that salaried individuals can not. Try to get pre-approval from the lender, and ask for a letter stating that you have pre-qualified for a loan which your real estate agent can attach to any offer you submit on a home. This will make you more attractive to the sellers.
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| Q |
Which hazardous substance is contained in sixty-four million houses and apartments?
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| A |
HUD estimates that 64 million homes and apartments built before 1978 contain lead-based paint.
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